NO APPRAISAL – IDAHO FHA STREAMLINE REFINANCE MORTGAGE

November 9, 2011 by · Leave a Comment

An Idaho FHA Streamline Refinance With No Appraisal is the best way to go if you live in Boise, Idaho and are looking to Refinance your home and you currently have an FHA loan. Benefits of a Boise Idaho FHA Streamline Refinance Appraisal usually not required Very little paperwork No Appraisal Fee (if doing no [...]

Refinancing My Idaho VA Loan With the IRRRL Program

October 14, 2011 by · Leave a Comment

The main reason why Idaho VA IRRL Refinance loan is so popular is that it doesn’t require an appraisal. But in states where home values have declined so severely many folks who have VA loans don’t have enough value in their home to at least match their mortgage amount that they are trying to refinance. [...]

Idaho VA Loan Pre-Approval Letter

May 11, 2011 by · Leave a Comment

An Idaho VA loan pre-approval letter is a document granted by an Idaho VA mortgage lender that states that based on preliminary information such as the potential borrower’s credit, assets, and income, that they qualify for a Veterans Administration loan of a specified amount. It is different from a pre-qualification in that some or all [...]

Idaho VA Jumbo Mortgage Home Loan Financing

May 11, 2011 by · Leave a Comment

If you’re looking at buying the home of your dreams – and the price reflects it – then an Idaho VA jumbo mortgage loan may very well be the best option for your mortgage. In most veteran loan scenarios, the VA guarantees up to 25% of the total amount of the loan up to the [...]

Boise Idaho Residents Can You Have More Than One VA Mortgage Loan ?

May 9, 2011 by · Leave a Comment

The short answer to the question “How many Idaho VA loans can I have?” is that there is no limit on the amount of times eligible veterans are allowed to use their VA loan benefits. This answer often surprises veteran borrowers who have used the program before. As you are probably well aware, a Idaho [...]

Refinance Into a Boise Idaho VA Mortgage Loan If I Have A Conventional Loan Already?

May 9, 2011 by · Leave a Comment

Idaho VA Home Financing Loans for Boise and Idaho areas is for veterans and active duty military personnel and certain members of the reserves and National Guard. VA’s program provides an excellent product and benefit for those individuals who have served or are serving to protect our families and our nation. Can I refinance my [...]

Boise, Idaho VA Mortgage Loans

March 14, 2011 by · Leave a Comment

A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required.

The Boise Idaho VA Loan Appraisal Process

March 8, 2011 by · Leave a Comment

Before your home can be qualified for a VA loan, the VA requires an appraisal of the property. A VA appraisal involves a thorough analysis of the home and property to determine what the current market of the home and property is.

FHA Mortgage Insurance Changes For Idaho Home Buyers

November 16, 2010 by · Leave a Comment

- MONTHLY INSURANCE PREMIUM INCREASES FOR FHA HOME LOANS Previously the monthly mortgage insurance premium was a factor of .55% of the loan amount (if the loan to value was over 95%). As of October 4, the factor has increased to .9% You are probably wondering how this affects the payment. On a $400,000 mortgage, [...]

Seek An Idaho Refinance NOW !!!! Before Rates Go Back Up !!!

October 8, 2010 by · Leave a Comment

Refinance your Idaho Mortgage now before interest rates go back up!!!!!!  An Idaho Refinance is what many people need to look into right now with where interest rates are at. Interest rates won’t stay this amazingly low for long so act now !!!! Below I have outlined four main reasons why you should do an [...]

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