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*This is not an offer to lend. All approvals and rates are not guaranteed, and are only issued based on standard FHA or other mortgage qualifying guidelines. This blog (IdahoHomeGroup.com) is not acting as or representing a bank / mortgage lender by offering a commitment to lend. The content written by each author on this blog is solely intended for information purposes. The individual authors on this blog are responsible for their own content and do not necessarily represent the views and opinions of the other contributors. You should check with an attorney and your Certified Public Accountant prior to acting on any of the information that is contained in this blog. Each contributor acknowledges Equal Opportunity Lending, Fair Credit, Truth in Lending, and their own local and state RESPA, or otherwise lending laws. We are not the Government and do not represent the HUD, VA, USDA or FHA’s opinions. Please verify all information.*