What Do Idaho Appraisers Look For When Determining A Property’s Value?

March 29, 2010 by · Leave a Comment

Most people are surprised to learn what Idaho appraisers actually look at when determining the value of a real estate property. A common misconception Boise Idaho homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good [...]

Where Does My Earnest Money Go When Purchasing Boise Idaho Real Estate?

March 28, 2010 by · Leave a Comment

Hey, I gave my Boise Idaho real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most Idaho First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money – an earnest payment (sometimes called earnest money or simply earnest, [...]

Renting vs Buying A Home In Boise Idaho

March 28, 2010 by · Leave a Comment

Buying a home in Boise Idaho versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as [...]

What Does My Idaho Title Insurance Protect Me From?

March 28, 2010 by · Leave a Comment

By including Idaho title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the [...]

How Much Of A Home Can I Afford In Boise Idaho?

January 1, 2010 by · Leave a Comment

How much Boise Idaho mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a [...]

8 Questions Your Boise Idaho Lender Should Answer About Mortgage Rates

January 1, 2010 by · Leave a Comment

Boise Idaho home buyers, simply checking online for today’s posted interest rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust [...]