Boise Idaho Home Buyers : Ten Credit Do’s and Don’ts To Bear In Mind Prior To Getting Your Mortgage Loan
April 1, 2010 by Michelle Guth · Leave a Comment
How can a fully approved Idaho home loan mortgage get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn’t been any new activity since original approval was issued, and the new findings kill the loan. This generally won’t happen in a [...]
What Do Idaho Appraisers Look For When Determining A Property’s Value?
March 29, 2010 by Michelle Guth · Leave a Comment
Most people are surprised to learn what Idaho appraisers actually look at when determining the value of a real estate property. A common misconception Boise Idaho homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good [...]
What Does My Idaho Title Insurance Protect Me From?
March 28, 2010 by Michelle Guth · Leave a Comment
By including Idaho title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the [...]
How Much Of A Home Can I Afford In Boise Idaho?
January 1, 2010 by Michelle Guth · Leave a Comment
How much Boise Idaho mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a [...]
8 Questions Your Boise Idaho Lender Should Answer About Mortgage Rates
January 1, 2010 by Michelle Guth · Leave a Comment
Boise Idaho home buyers, simply checking online for today’s posted interest rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication, service and education all day long, but it’s our ultimate goal to earn your trust [...]
